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Tag Archive money

It Isn’t a Question of “If” Waiting Will Cost You, but Rather “How Much?”


A star review for the best of the bestWaiting. Sometimes a wise strategy, sometimes a foolish one. When it comes to home buying, waiting will surely cost you. There are a number of reasons why, but beforeI go into that, let’s get one thing clear…. if you aren’t in a positions to buy, if you truly can’t afford it, don’t do it. But if you are unsure, if you are “thinking about it”, if you are planning to “start looking” in a few months, you need to hop off the fence and start now. Waiting is a mistake. Here’s why:

HUD Secretary Donovan woke up this morning and got himself a gun……


A star review for the best of the best … and he plans to use it to take out the US Housing Market!

I know, very dramatic. Maybe even a little uncalled for. On the other hand, there is really no other way to describe how potentially dangerous the policy changes that HUD Secretary Donovan is proposing this week. What are those changes?

The numbers are in and they’re…… not that bad!


I know, I know, not the most inspiring title but seriously, when we look at market statistics in today’s ecnomy not that bad is pretty darn good! Read on to find out more!

It’s Back! PHFA Allows Buyers to use the First Time/Repeat Buyer Tax Credit to Close!


It’s official! Today, Pennsylvania Housing Finance Agency (PHFA) announced that it has allocated funding in the amount of $5,000,000 for the continuation of their Tax Credit Advance (TCA) program! This is a limited time offer,so take note,once they run out of money it will be too late, so you need to move now if you want to take advantage of it! Read further for details!

A Whole New World – Why the New and Expanded Tax Credit May Save the US Economy!


This past Friday, President Obama signed into law H.R. 3548. This bill, at it’s heart a bill to extend unemployment A star review for the best of the bestbenefits {which, by the way, is being completely overlooked as the critical step it was to help the unemployed workers in this country, but that’s a topic foranother day(see, I’m overlooking it too!)} contained a roundly supported amendment to Extend and Expand the First Time Home Buyer Tax Credit that was set to expire this month. Unless you were hiding under a rock, by now you’ve no doubt heard countless talking heads telling you that this bill will either (A) Save the US Economy or (B) Leadthe US Economyinto a head on Collision with the ever growing Mountain of National Debt.

Well, if you were looking for someone to supportChoice (B), you should probably look elsewhere. But if you were looking for someone to explain just why this bill is critical to the recovery of the nation’s housing market and just may save our entire economy, then keep on reading!

Home Buyer Tax Credit Passes House 403-12!


A star review for the best of the bestWith aquickand resounding “Yes” vote, the House today passed HR3548, extending and expanding the Home Buyer Tax Credit! All we need now is forPresidentObama to sign the bill into law!

Home Buyer Tax Credit Passes Senate 98-0!


A star review for the best of the bestThe Senate voted today 98-0 to pass the HR 3548. HR 3548 is a bill that extendsunemploymentbenefits for an additional 20 weeks and contains an amendment that extends the existing $8,000 First Time Buyer Tax Credit and adding a tax credit for Move Up buyers!

Recording your documents will cost you more starting December 2009


Fees. It’s an interesting word and manyA star review for the best of the best people don’t know just how many fees are involved in a real estate transaction. Lender fees, title fees, inspection fees, notary fees, administrative fees, recording fees, if you’ve ever looked at a settlement sheet you’d be amazed at just how many there are. Why so many?

Senate Voting today on amendment to extend the $8,000 First Time Buyer Tax Credit


A star review for the best of the bestAccording to a quick release from The National Association of Realtors today, the Senate is voting on an amendment to Extend Unemployment Insurance Benefits. In this bill, there is an amendment titled “Dodd-Lieberman-Isakson Amendment to Extend and Expand the $8,000 First Time Homebuyer Tax Credit”.

Tax credit hoops? What hoops?


A star review for the best of the bestI saw an article posted on Rismedia the other day (http://rismedia.com/2009-10-15/8000-tax-credits-hoops-frustrate-house-hunters/) that was picked up from the Orlando Sentinel. The reporter (Mary Shanklin) titled the article “$8,000 Tax Credit’s Hoops Frustrate House Hunters”.She wrote a nice article about the challenges some people are facing in today’s market, concise and well written. In reality, the challenges she outlinedhave nothing to do with the tax credit. Let me give you theexamples used,summarizedfrom the article:

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