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Tag Archive mortgage

Do you “make enough money” to buy a home? Probably yes!

Have you thought about owning but didn’t think you “made enough money” to buy a home?

Short Sales are the Answer! But What Was the Question Again?

I was reading an article on CNN Money.com today titled “How to rescue the housing market: Foreclosures!”.   Not a great title I would say and more importantly in my opinion not a great concept at all.

The gist of the article is that the government needs to reverse the policies of the last 4 years since the housing downturn and actually encourage foreclosures as a means of “stabilizing” the housing market.  They included this interesting graph (above) showing how more home owners are becoming delinquent for longer periods of time.  (read on after the jump for more)

SOLD! Web Trek Online Open House of 617 West Vine St, Lancaster, Pa 17603 NEW PRICE – $69,900, MLS 181811

Welcome Back Readers!  Today we have a Web Trek Online Open House at 617 West Vine Street in Lancaster City’s historic West End!  This huge detached property is 1,619 Sq ft and offers 4-5 bedrooms and loads of storage space!   Check out the video for your personal tour!

Ask The Property Manager: What is Lancaster Pa Property Management?

Welcome Back Readers!    This week we have the beginning of our guest columns from Sam Gorgone, Property Manager/Owner of Hometown Property Management Services.  Sam gets alot of questions, from landlords looking for help renting to tenants looking for apartments or homes to rent in Lancaster Pa.  We thought it would be helpful to you to put these questions out there one the blog, lets start with the biggest one, what exactly is property management?   Read on after the jump to find out!

Avoid Pet Odors When Selling Lancaster Pa Home!

Welcome Back Readers!  Today we are going to talk a little about the subject many home buyers complain about, Pet Odors.  Pet Odors can be a big problem when selling, many pet phobic buyers who catch the slightest whiff of Fido or Fluffy the Kitty turn around an walk right back out the door. That doesn’t mean you have to get rid of Fido and Fluffy, we know they are part of the family and you love them.  It does mean that you have to take some steps to address the issue.   Read on after the jump to find out more!

Help with Foreclosure

Welcome Back Readers!   Thanks for stopping by again, I just wanted to take a minute and let you know about a new website from Fannie Mae.  The site, www.KnowYourOptions.com is full of great information regarding forclosure and as the title would suggest, what your options are.  Check it out and if you are thinking of selling your home to avoid foreclosure, call me, I will be happy to help you through!

Fannie Mae EXTENDS Popular Closing Cost Assistance Program!

Welcome Back Readers!  It’s been a hugely busy month for me in real estate, with the end of the Federal Tax Credit for Homebuyers the Lancaster County real estate market has warmed up with the spring!  Even as we close the door on the tax credit, there are many, many other incentives still available for buyers though as we proceed through summer.

For example, I wrote a post a few months ago about Fannie Mae offering  3.5% closing costs assistance/appliance credits for buyers.  Due to the popularity of this program (according to Fannie Mae that is), they have extended the program through June! 

Click through the “Read More” link after the jump for all the details!

The Numbers are In – February was Pretty Good!

Welcome Back Readers!   It’s time for a Market Update, The Lancaster County Association of Realtors® (LCAR) just  released their monthly recap of real estate market activity in February 2010 and there were a few good things to point out.

I’ll tell you what those are after the jump, but in the meantime just a note, March was busier than February, April will most likely be too.  As a reminder, if you are buying a home, as a first time buyer or a repeat buyer, you have 29 days left to place a home under agreement to ensure that you qualify.  Buyers who want to claim the credit must have a home under agreement by 4-30-10 and must settle by 6-30-10.  Call me if you’d like more details, now on the the market report!

A FEW FORECLOSURE SOLUTIONS SIMPLIFIED, HELP FOR DISTRESSED HOMEOWNERS IN PA

Welcome Back Readers!   I wrote this article a little over a year ago and thought it would be worthwhile to refresh it and repost.  Why?  Well, here in Lancaster Pennsylvania we are in much better shape than many other areas, we do not have, and should not expect, a flood of foreclosures.  That being said, foreclosure is the reality many homeowners are currently facing and the majority of them do not understand the process. First and foremost, this article is not in any way considered to be, or offered as, legal advice.  I am not an attorney and all  homeowners with specific questions about the foreclosure process should consult with an attorney.  With that being said, I am going to lay out in simple terms just what to expect in the process.  Let’s get started, read on after the jump for more! 

Fannie Mae Offers Closing Cost Assistance and Appliance Incentive

Welcome Back Readers!   It’s been a busy month in real estate, so many things happening both locally and nationally it seems everyday there is something new!  That’s actually the becoming the normal state of affairs nowadays and I don’t mind as it gives me lots of things to write about!

I wanted to let you know about a program announced today by Fannie Mae.  Fannie Mae has a little problem, namely 50,000 homes they now own through the foreclosure process and they are looking to move them.  You can see a list of what’s there at www.homepath.com (there are 19 Fannie Mae Foreclosures in Lancaster County Pa as of today).

That’s not the announcement though, the announcement is that Fannie Mae is now offering 3.5 % of the home’s purchase price as an incentive to buyers!  Read on after the jump to find out more!

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